Common reasons for credit card payment failures:
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Common reasons for credit card payment failures:

Failed Reason: How to deal with it?
Channel Route Error - there is no available subChannel Please pay again later
Transaction declined
(Do not honor,Please contact the issuing bank to confirm the bank card payment limit)
Please change your credit card or apply to raise the limit.
Transaction declined (invalid CVV) Fill in the correct CVV code.
Transaction declined (limit exceeded) Please change your credit card or contact your bank.
Transaction declined (limit exceeded) - Amount too high
Transaction declined (High risk transaction) Please change your credit card.
Transaction declined (other reason)
Transaction declined (format error) Please fill in the correct state code in the address field. 
State code table>>

 

State code table by North America 

States of the United States    Code Canadian states    code
Alabama AL Ontario ON
Alaska AK Quebec QC
Arizona AZ Nova Scotia NS
Arkansas AR New Brunswick NB
California CA Manitoba MB
Colorado CO British Columbia BC
Connecticut CT Prince Edward Island PE
Delaware DE Alberta AB
Florida FL Saskatchewan SK
Georgia GA Northwest Territories NT
Hawaii HI Nunavut NU
Idaho ID Newfoundland and Labrador NL
Illinois IL Yukon YT
Indiana IN
Iowa IA
Kansas KS
Kentucky KY
Louisiana LA
Maine ME
Maryland MD
Massachusetts MA
Michigan MI
Minnesota MN
Mississippi MS
Missouri MO
Montana MT
Nebraska NE
Nevada NV
New Hampshire NH
New Jersey NJ
New Mexico NM
New York NY
North Carolina NC
North Dakota ND
Ohio OH
Oklahoma OK
Oregon OR
Pennsylvania PA
Rhode Island RI
South Carolina SC
South Dakota SD
Tennessee TN
Texas TX
Utah UT
Vermont VT
Virginia VA
Washington WA
West Virginia WV
Wisconsin WI
Wyoming WY
American Samoa AS
District of Columbia DC
Northern Mariana Islands MP
Federated States of Micronesia FM
Guam GU
Palau PW
Puerto PR
Marshall Islands MH
Virgin Islands VI
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