Common reasons for credit card payment failures：

Failed Reason:

What can I do?

Channel Route Error - there is no available subChannel

Please pay again later

Received external system response timeout

Transaction declined
(Do not honor,Please contact the issuing bank to confirm the bank card payment limit)

Please change your credit card or apply to raise the limit.

Transaction declined (invalid CVV)

Fill in the correct CVV code.

Transaction declined (limit exceeded)

Please change your credit card or contact your bank.

Transaction declined (limit exceeded) - Amount too high

Transaction declined (High risk transaction)

Please change your credit card.

Transaction reject (PP risk control)

Transaction declined (other reason)

Transaction declined (format error)

Please fill in the correct state code in the address field.
State code table>>

State code table by North America

States of the United States	Code	Canadian states	code
Alabama	AL	Ontario	ON
Alaska	AK	Quebec	QC
Arizona	AZ	Nova Scotia	NS
Arkansas	AR	New Brunswick	NB
California	CA	Manitoba	MB
Colorado	CO	British Columbia	BC
Connecticut	CT	Prince Edward Island	PE
Delaware	DE	Alberta	AB
Florida	FL	Saskatchewan	SK
Georgia	GA	Northwest Territories	NT
Hawaii	HI	Nunavut	NU
Idaho	ID	Newfoundland and Labrador	NL
Illinois	IL	Yukon	YT
Indiana	IN
Iowa	IA
Kansas	KS
Kentucky	KY
Louisiana	LA
Maine	ME
Maryland	MD
Massachusetts	MA
Michigan	MI
Minnesota	MN
Mississippi	MS
Missouri	MO
Montana	MT
Nebraska	NE
Nevada	NV
New Hampshire	NH
New Jersey	NJ
New Mexico	NM
New York	NY
North Carolina	NC
North Dakota	ND
Ohio	OH
Oklahoma	OK
Oregon	OR
Pennsylvania	PA
Rhode Island	RI
South Carolina	SC
South Dakota	SD
Tennessee	TN
Texas	TX
Utah	UT
Vermont	VT
Virginia	VA
Washington	WA
West Virginia	WV
Wisconsin	WI
Wyoming	WY
American Samoa	AS
District of Columbia	DC
Northern Mariana Islands	MP
Federated States of Micronesia	FM
Guam	GU
Palau	PW
Puerto	PR
Marshall Islands	MH
Virgin Islands	VI